Student Debt Forgiveness
Federal Student Loan Debt Consolidation Programs:
- The Standard Repayment Program
- The Graduated Repayment Program
- The Income Contingent Program
- The Income Based Repayment Program
Each of these programs offered by the Department of Education is intended to consolidate federal student loans into a single student loan and one payment. These programs are also made to fit the needs of those students who are struggling to pay their federal student loans and give them payment relief. New low monthly payments are calculated considering income and one's family size. The lower your income, the lower the loan payment will be. These programs are often effective because they assess each individual situation and offer a monthly payment agreement that corresponds to the person's current situation. You can’t beat that program and with an additional consideration of the needs of your family and family size, federal student loan debt consolidations are a solid option.
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